AskFinance AI is a financial management application designed to help individuals and groups understand their finances, reduce unnecessary expenses, and plan for the future. The platform offers three distinct operational modes: Solo, for personal budget management; Groupe, for shared expenses and group financial coordination; and Entreprise, for business cash flow oversight. It provides tools for tracking budgets, shared expenses, and treasury management without requiring a direct connection to a user's bank account. The application's primary features include the ability to import financial data without linking a bank account, automatic categorization of transactions, and a learning system that adapts to user behavior. Users can view cash flow forecasts up to 90 days, monitor recurring charges, and identify items that require attention. The interface presents financial data from three perspectives: personal budgets with monthly spending and forecast balances, group expense sharing with customizable shares and settlement tracking, and business treasury management with invoice tracking and cash position monitoring. Typical use cases involve an individual tracking personal spending and savings opportunities, a group of people managing shared costs with personalized contribution splits, or a business monitoring its cash flow and outstanding invoices. The workflow begins with importing financial data, after which the system categorizes expenses and provides insights. Users can then review their financial position, identify trends, and make informed decisions based on the presented data. The application is currently available as a free beta, with no credit card required for access.