MoneyLogger is a personal finance tracking application designed to help users monitor their income, expenses, and cash across two types of wallets: UPI (Unified Payments Interface) and physical cash (Hand Cash). The app provides a financial survival score that forecasts how long the user’s money will last based on spending patterns and daily burn rates. It issues warnings when funds are at risk of running out before the end of the month. MoneyLogger is free to use, requires no credit card to sign up, and is built specifically for Indian rupee wallets. The tool offers a set of features focused on real-time visibility and control. Users can log transactions in seconds, with the ability to categorize, pin, edit, or soft-delete entries so no data is permanently lost. Two separate wallets mirror real life, allowing instant transfers between them with live balance checks to prevent overspending. A health score ranges from 0 to 100, accompanied by a daily burn rate and a “days until broke” projection. Visual analytics include daily trends, monthly bar charts, and category breakdowns that can be drilled into. Users can set per-category budgets and savings goals, with progress tracking and the ability to add or withdraw funds. A “what-if” mode lets users test hypothetical expenses without altering real data, and exports to Excel are available for detailed reporting. Typical use cases involve individuals who want to understand their spending habits across both digital and cash transactions. The workflow begins by signing up with an email or Google account, then adding transactions for UPI and Hand Cash. MoneyLogger automatically syncs balances and provides instant warnings, forecasts, and analytics. The app is designed for users who prefer not to use spreadsheets or complex setup processes. It reads spending patterns and presents insights in plain language, aiming to give clarity about where money goes and how long it will last. Technically, MoneyLogger stores user data privately with encryption. No account fees or card details are required. The application is accessed via a web interface at the provided domain, and it supports logging in from any standard browser. The platform is oriented toward Indian users, given its focus on UPI and rupee denominations.