Creditloom matches the open credit notes in your Xero organisation to outstanding invoices and bills, and lists every proposed allocation in a table you can edit. It writes to Xero only after you type a confirmation, logs every allocation, and lets you undo a run for 30 days. The scan, the preview and the CSV of the preview are free, as are the first 5 allocations in each organisation. You sign in on Xero's own page, so Creditloom never sees your Xero password.